Bought a size large. It fits well in the shoulders and arms. I have a fuller chest so I know it won't drape like a boyfriend. Instead of buttoning and tying the waistband, I leave it open so I can dress up a casual top. If you have a fuller chest and moderate shoulder width, a tie-on belt might not be appropriate. If I have a larger bust (with the belt on), it will look too big elsewhere. Full busted people wear everything differently. I like the open style and it looks good when casual. The fabric was what I expected, my lining was "good" and the fabric and cut was perfect for my overall shape.